Wednesday, January 30, 2013
Tags:   Market, 2012, Property, home buyers, Vero Beach Real Estate, Home Sellers, Sales Price

Parkland Banner

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Parkland City Commission:
Michael Udine, Mayor; Mark Weissman, Vice Mayor; David Rosenof, Commissioner. City Manager: Caryn Gardner-Young 
 
Parkland Library Events

Understanding eBooks
Tuesday, January 29 6:00 to 7:00 PM
Tired of paying for the eBooks you read on your Kindle, iPad or Nook? Learn the basics of eBooks and how to check out free eBooks from the Library and download them onto your eReader device. Bring your eReader and your library card. In Library Meeting Room. Not necessary to pre-register.

Pinterest, LinkedIn, Facebook
Saturday, February 2: 10:30 AM to 12:00 PM
The current trends in social networking including Facebook, Pinterest and LinkedIn will be reviewed. Participants will create a profile or enhance their existing profile on their network of choice. In the City Hall Training Room.

Film Viewing in Honor of Black History Month: Mississippi Burning
Saturday, February 2nd 1:00pm
Mississippi Burning, starring Gene Hackman and Willem Dafoe, ranks as one of the most potent and insightful views of racial turmoil yet produced. Nominated for six Oscar and winner of an Academy Award Best Cinematography, this emotionally charged film vividly captures a crucial chapter in American history! As three civil rights activists drive down a desolate stretch of highway, headlights ominously draw near. Telling each other to stay calm, they have no way of knowing that in minutes they will disappear into the night and spark one of the most explosive murder investigations in history. Enter straight-laced Ward (Dafoe) and deceptively easy-going Anderson (Hackman). Can these two philosophically opposed FBI agents overcome their differences and uncover the chilling mystery of a small Ku Klux Klan-ridden community before an entire town is torn apart by racism? Register here or call 954 757-4200

Improve Your Image (a photography workshop)
Tuesday, February 5th 6:30pm
Since Kodak introduced the first pocket camera in 1895, photography enthusiasts have been trying to improve their photos. Whether you are photographing a family reunion, your children at play or capturing a scene in nature, we will explore ways to enhance those special images and help you get the best shot. Presenter: Douglas Rhees, Florida Master Naturalist and Photographer. Register here or call 954 757-4200

Tales to Tails
Thursday, February 7th 4:15pm
Come to the Parkland Library and read to Leyna or Daisy, therapy dogs from Progressive Paws. This program is developed to encourage independent reading and increase reading fluency. Each child can read for about 5 minutes. This program is for children 5 to12 years old. Register here or call (954)757-4207.

Teen Sock Exchange
Friday, February 8th 5:00pm
Play the Left Right swapping game for Valentine’s Day. Everyone bring a new pair of fun or wacky socks. Then make a yummy chocolate craft. (Middle School and High School Kids) Register here or call (954)757-4207.

I Heart My Library (7 and up)
February 11th 3:30pm
Give your heart to books and join us at the library for a Valentine themed story and candy craft to make your holiday sweet. Register here or call (954)757-4207.

Parks and Recreation Events

Registration Begins Monday, January 28 @ 8:00AM
Senior Program – “Championship of Putting”
Wednesday, March 13
10:00AM – 11:30PM
Aston Gardens – 5999 University Drive
Join us as we have fun competing in a series of putting challenges. We will offer awards in several different categories. Come to compete, come to have fun or just come to watch! This event is open to all Parkland residents only, ages 62 and older. Advanced Registration Required. For registration, contact Michele Smith 954-757-4142.

Registration Begins: Monday, January 28 @ 8:00 am
Adult Trip Outing – PGA World Championship of Golf @ Doral
Thursday, March 7
8:30AM AM to 5:30 PM
This trip is open to adults of all ages. Trip includes entry fee, snack and transportation. We must have at least 30 participants in order to conduct trip. Trip cost is $40 for both Parkland residents and non-residents. For registration, contact Michele Smith at 954-757-4142 or msmith@cityofparkland.org .

Senior Social Game Night
Wednesday, January 30, 2013
6:00 PM – 7:30 PM
Parkland City Hall – 6600 University Drive
Come out and enjoy a night of fun and games with friends. Participants will be able to lay a variety of different board games and card games. Refreshments will be available. This program is free. Please register your attendance with Michele Smith at msmith@cityofparkland.org or 954-757-4142.

Creative Kids Crafts – Valentine’s Day Craft
Friday, February 1
Registrations are on-going
Parkland City Hall Activity Room - 6600 University Drive
3:30PM – 4:30PM
The Parks and Recreation is offering Craft Activities for children ages 7-11. This class is free of charge to Parkland residents. February’s Kids Craft will be our Valentine’s Day Craft. Registration is at the Parkland Amphitheater or can be done online through WebTrac. For more information please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

US Stones – Rolling Stones tribute band
Saturday, February 2, 2013
7:00 PM to 8:30 PM
Pine Trails Park Amphitheater - 10561 Trails End
The City of Parkland is proud to announce the US Stones at the Pine Trails Park Amphitheater on February 2, 2013 from 7:00pm-8:30pm Presented by the Law Offices of McFarlane & Dolan . Bring your lawn chairs and blankets to join your neighbors for this spectacular FREE family event and performance. No tents, pets or alcoholic beverages are allowed within the park. Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

City of Parkland Farmer’s Market and Craft Show
Sunday February 3, 2013
9:00AM to 1:00PM
Equestrian Center -8350 Ranch Road
Join the City of Parkland for our next Farmer’s Market and Craft Show on February 3rd, from 9:00am to 1:00pm at the Equestrian Center. Activities will include a free bounce house and face painting for the kids, a cash raffle and a free shopping big thanks to our Sponsor Mercantil Commercebank and so much more. Over 100 vendors will be selling everything from homemade crafts, fresh produce, plants and delicious gourmet foods and while some vendors may accept credit cards, most vendors will only accept cash payments. For more information please contact Melissa Soto, Program Specialist, at 954-757-4120 or msoto@cityofparkland.org.

Space Still Available for:
Senior Super Bowl Party
Sunday, February 3
5:30 PM to end of game
City Hall Meeting Room - 6600 University Drive
Join us as we watch the “big game”. We ask participants to please bring your favorite tailgate food favorites to share. There is no fee, however please remember to bring a dish to share. Event is open to Parkland residents only ages 62 or older. For more information and to register contact Michele Smith at 954-757-4142 or msmith@cityofparkland.org.

Hayride and Bonfire
February 8, 2013
Registrations – on-going
7:00 PM – 9:00 PM
Equestrian Center - 8350 Ranch Road

Presented by TD BankMarrecau & Rodriguez Orthodontics
The City of Parkland is excited to bring back the 4th Annual Hayride and Bonfire. This event is open to a  Parkland residents only and space is limited and pre-registration is required. You can register online through Web Trac on the City of Parkland website www.cityofparkland.org or in person at the Parkland Amphitheater. Enjoy the Hayride, Bonfire and more with the family! Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

Cirque Show
Saturday, February 9, 2013
7:00 PM to 8:30 PM
Pine Trails Park Amphitheater - 10561 Trails End

The City of Parkland is proud to announce Cirque Show at the Pine Trails Park Amphitheater on February 2, 2013 from 7:00pm-8:30pm Presented by the Law Offices of McFarlane & Dolan . Bring your lawn chairs and blankets to join your neighbors for this spectacular FREE family event and performance. No tents, pets or alcoholic beverages are allowed within the park. Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

Snowfest
February 24, 2013
Registrations are on-going
10:00 AM – 1:00PM
Terramar Park - 6575 NW 75th Drive
Presented by Marrecau & Rodriguez Orthodontics
Back by popular demand, the City of Parkland and Marrecau & Rodriguez Orthodontics is proud to present Snowfest! 20 tons of real snow, bounce houses, an ice skating rink and much more!  Registration may be done through WebTrac or at the Parkland Amphitheater. Preregistration will end on Friday, February 22, 2013 at 2:00pm. This event is for Parkland residents only. Pre-registration tickets are $7 and pre-registration ends on February 22, 2013. For more information, please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

Garden Contest
March 22, 2013
11:00AM – 1:00 PM
The City of Parkland wants to see your Garden! Parkland residents and businesses are invited to share their love of gardening with the community and receive recognition for doing their part to make our area greener and more beautiful. All submissions must be turned in by March 18, 2013 by 5:00pm.
The application can be found on the City’s website at www.cityofparkalnd.org. For more information contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

Comments: 0

Thursday, January 24, 2013
Tags:   Market, 2012, Property, home buyers, Vero Beach Real Estate, Home Sellers, Sales Price

Parkland Banner

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Parkland City Commission:
Michael Udine, Mayor; Mark Weissman, Vice Mayor; David Rosenof, Commissioner. City Manager: Caryn Gardner-Young

City News

BSO Catches Burglary Suspects
Last week BSO Parkland Deputies assisted Coral Springs PD with a burglary in the Whispering Woods development next to Country Acres. One suspect was arrested at that time and two others were identified. The BSO Parkland deputies performed a search of the arrested suspects’ residence and recovered watches and other jewelry that were stolen from Parkland homes. It is believed that these individuals targeted Parkland homes as well as Coral Springs and North Lauderdale homes. It is hoped that this burglary ring has been thwarted. BSO will continue with the investigation which may result in the recovery of more property and the identification of more victims.

Parkland Library Events


Tales to Tails
Thursday, January 24th 4:15pm
Come to the Parkland Library and read to Leyna or Daisy, therapy dogs from Progressive Paws. This program is developed to encourage independent reading and increase reading fluency. Each child can read for about 5 minutes. This program is for children 5 to12 years old. Register here or call (954)757-4207.

Spain Today!
Thursday, January 24th 6:30pm
A presentation on Spain’s rich culture and heritage. The diversity, the landscape, music, food, and its place in the world today will be presented by a member of the Consulate of Spain. Come enrich yourself. Register online or call (954)757-4207.

Origami with Morikami Museum (ages 7 & up)
Monday, January 28th 4:00pm
Origami is the ancient Japanese art of paper folding. Come to the library and learn how to turn flat pieces of paper into three dimensional works of art! Register here or call (954)757-4207.

Improve Your Image (a photography workshop)
Tuesday, February 5th 6:30pm
Since Kodak introduced the first pocket camera in 1895, photography enthusiasts have been trying to improve their photos. Whether you are photographing a family reunion, your children at play or capturing a scene in nature, we will explore ways to enhance those special images and help you get the best shot. Presenter: Douglas Rhees, Florida Master Naturalist and Photographer. Register here or call 954 757-4200

Reader’s Ring Book Group
Tuesday, February 19th 6:30pm
Join Miss Michele for a book chat. The book we are reading is Guinea Dog by Patrick Jennings. Read the book before the book club meets. We will talk about the book, eat a snack and make a craft. Reserve your copy at the library today! Register here or call 954 757-4200

Parks and Recreation Events

Walkabouts Health Workshop:
“Osteoporosis: NOT Just a Woman’s Disease"
Thursday, January 24, 2013
1:00- 2:00 PM
Parkland City Hall – 6600 University Drive 
Get important information; learn about critical risk factors for men and women; understand your bone density (bring a copy if you have it); and learn exercise options. Guest Speaker - Shari Kalkstein, B.A., PTA, HFS, CSCS, CPT, AHFS. Open to Parkland residents only. Advance registration is required. Class size is limited. For more information, contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

Teen Advisory Group Meeting
Fire Extinguisher Safety Class
Thursday, January 24, 2013
6:30pm-8:30pm
Parkland City Hall – 6600 University Drive
Join the City of Parkland Teen Advisory Group (TAG) and become a leader in your community and create programs and experiences you would like to see offered in Parkland for teens. This program is free of charge and is offered to students 13-18 years of age. Community service hours are earned for all time spent at meetings and volunteer opportunities will be available. This is a free program. Join us at 6:30 PM at the Parkland City Hall. For more details, contact Caitlin Crossin at 954-757-4113 or email ccrossin@cityofparkland.org.

Parkland Walkabouts Walking Program
9:00am Friday, January 25, 2013
Terramar Park –6575 NW 75th Drive
Walk the parks with us! The Parks and Recreation Department will be offering a five-month guided and self-guided walking program. This five-month program will aid participants in walking their way to an overall positive fitness level and quality of life. Program participants will meet twice a month at 9am on Friday mornings at one of the beautiful and unique parks located throughout our town. Participants will also be encouraged to walk on their own on other days and will be rewarded for participation. The program is free of charge and is open to residents of Parkland ages 50 and older. Registration is required; however, you may join at any time. (Next meeting time will be at 6 Acre Wood Park on Friday February 1 at 9:00am). For More information, contact Michele Smith 954-757-4142 msmith@cityofparkland.org.

Registrations Begins Monday January 28 @ 8:00am
Senior Program – “Championship of Putting”
Wednesday March 13, 2013
10:00pm – 11:30am
Aston Gardens – 5999 University Drive

Join us as we have fun competing in a series of putting challenges. Awards will be given in many categories. Come to compete, come to have fun or just come to watch! Open to Parkland resident only, ages 62 and older. Advanced Registration Required. Contact Michele Smith 954-757-4142 to register.

Registration Begins: Monday January 28 @ 8:00 am
Adult Trip Outing – PGA World Championship of Golf @ Doral

Thursday March 7
8:30AM AM to 5:30 AM
Cost: Trip is $40 Parkland residents/ non-residents.
This trip is open to adults of all ages, and includes entry fee, snack and transportation. We must have at least 30 participants in order to conduct trip.
To register: Contact Michele Smith at 954-757-4142

Senior Social Game Night
Wednesday January 30, 2013
6:00 – 7:30 PM
Parkland City Hall – 6600 University Drive
Come out and enjoy a night of fun and games with friends. Participants will be able to play a variety of different board games and card games. Refreshments will also be available. Program is free, but please register your attendance with Michele Smith msmith@cityofparkland.org or 954-757-4142.

Creative Kids Crafts – Valentine’s Day Craft
Friday, February 1, 2013
Registrations are on-going
Parkland City Hall Activity Room - 6600 University Drive
3:30pm – 4:30pm
The Parks and Recreation is offering Craft Activities for children ages 7-11. This class is free of charge to Parkland residents. February’s Kids Craft will be our Valentine’s Day Craft. Registration is at the Parkland Amphitheater or can be done online through WebTrac. For more information, please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org .

US Stones – Rolling Stones tribute band
Saturday, February 2, 2013
7:00 pm to 8:30 pm
Pine Trails Park Amphitheater – 10561 Trails End
The City of Parkland is proud to announce the US Stones at the Pine Trails Park Amphitheater on February 2, 2013 from 7:00pm-8:30pm Presented by the Law Offices of McFarlane & Dolan . Bring your lawn chairs and blankets to join your neighbors for this spectacular FREE family event and performance. No tents, pets or alcoholic beverages are allowed within the park. Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

City of Parkland Farmer’s Market and Craft Show
Sunday February 3, 2013
9:00am to 1:00pm
Equestrian Center; 8350 Ranch Road
Join the City of Parkland for our next Farmer’s Market and Craft Show on February 3rd from 9:00am to 1:00pm at the Equestrian Center. Activities will include a free bounce house and face painting for the kids, a cash raffle and a free shopping big thanks to our Sponsor Mercantil Commercebank and so much more. Over 100 vendors will be selling everything from homemade crafts, fresh produce, plants and delicious gourmet foods and while some vendors may accept credit cards, most vendors will only accept cash payments. For more information please contact Melissa Soto, Program Specialist, at 954-757-4120 or msoto@cityofparkland.org.

Hayride and Bonfire
February 8, 2013
Registrations – on-going
7:00pm – 9:00pm
Equestrian Center; 8350 Ranch Road
Presented by TD Bank & Marrecau & Rodriguez Orthodontics
The City of Parkland is excited to bring back the 4th Annual Hayride and Bonfire presented by TD Bank and Marrecau & Rodriguez Orthodontics. This event is open to Parkland residents only and space is limited and pre-registration is required. You can register online through Web Trac on the City of Parkland website www.cityofparkland.org or in person at the Parkland Amphitheater. Enjoy the Hayride, Bonfire and more with the family! Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

Snowfest
February 24, 2013
Registrations are on-going
10:00am – 1:00pm
Terramar Park; 6575 NW 75th Drive

Presented by Marrecau & Rodriguez Orthodontics
Back by popular demand, the City of Parkland and Marrecau & Rodriguez Orthodontics is proud to present Snowfest! 20 tons of real snow, bounce houses, an ice skating rink and much more!  Registration may be done through WebTrac or at the Parkland Amphitheater. Preregistration will end on Friday, February 22, 2013 at 2:00pm. This event is for Parkland residents only. Pre-registration tickets are $7 and pre-registration ends on February 22, 2013. For more information, please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

Comments: 0

Thursday, January 17, 2013
Tags:   Market, 2012, Property, home buyers, Vero Beach Real Estate, Home Sellers, Sales Price

Dec 28, 2012 By:   

FirstTimeHomebuyers-wide

Is one of your New Year’s Resolutions to move into your own home in 2013? One of the keys to making the home-buying process easier and more understandable is planning. In doing so, you’ll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the home-buying process. Follow these steps to achieve your goal of home ownership in 2013.

Resolution #1: Decide What You Want
Let’s start with the fun part. The first step is to decide what you are looking for. You need to determine the what, where, and when of your purchase. What kind of house are you looking for? Where would you like to live? When would you like to buy? Spend a lot of time thinking about this, a new home is a serious commitment and you want to choose somewhere where you can happily live for several years.

It can be helpful to write down all the information you have gathered. Be sure to take note of other important factors such as whether or not you hope to expand your family or if you plan to remain at your job for a long period of time. Consider such things as pricing, location, size, amenities (extras such as a pool or extra-large kitchen) and design (one floor or two, colonial or modern, etc.). You may want to order your priorities so that you will be prepared to make difficult decisions quickly. If you can’t get a home at your price with all the features you want, then what features are most important? For instance, would you trade fewer bedrooms for a larger kitchen? How about a longer commute for a bigger lot and lower cost?

Resolution #2: Get Your Financial House in Order
Once you have an idea of what you are looking for it’s time to get realistic and determine what you can afford. How much do you have available for a down payment? What is your monthly budget for a mortgage payment? Do you have money for closing costs and taxes? Is your financial house in order? Few people can buy a home for cash. According to the National Association of REALTORS® (NAR), nearly nine out of 10 buyers finance their purchase, which means that virtually all buyers — especially first-time purchasers — required a loan. You should start the mortgage process before bidding on a home. By meeting with lenders — either online or face to face — and looking at loan options, you will find which programs best meet your needs and how much you can afford.

Resolution #3: Get Your Pre-Approval Before House Hunting
“Pre-approval” means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre-approval letter, which shows your borrowing power. You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check, which will show up on future credit reports.

Although not a final loan commitment, the pre-approval letter can be shown to listing brokers when bidding on a home. It demonstrates your financial strength and shows that you have the ability to go through with a purchase. This information is important to owners since they do not want to accept an offer that is likely to fail because financing cannot be obtained. The loan officer will carefully review your financial situation, including your credit report and other information. The lender will then suggest programs which most-closely meet your needs.

Resolution #4: Find Your REALTOR®
Buying and selling real estate is a complex matter. At first it might seem that by checking local picture books or online sites you could quickly find the right home at the right price. But no two properties — even two identical models on the same street — are precisely and exactly alike. Homes differ and so do contract terms, financing options, inspection requirements and closing costs. In this maze of forms, financing, inspections, marketing, pricing and negotiating, it makes sense to work with professionals who know the community and much more.

The best place to find a local REALTOR® is from REALTOR.com’s® extensive listing of community professionals. In the Find A REALTOR® section you can browse profiles, read recommendations, and even use your Facebook identity to find a real estate professional with whom you share friends or interests. Other sources include open houses, local advertising, recommendations from neighbors and suggestions from lenders, attorneys, and financial planners. You may want to interview several people before selecting one professional with whom to work. These interviews represent a good opportunity to consider such issues as training, experience, representation and professional certifications.

Resolution #5: Find Your New Home
Now we are back into the fun stuff. A home is more than just a collection of bedrooms and bathrooms. Several properties — each with four bedrooms, three baths, and the same price — may well represent radically different designs, commuting distances, lot sizes, tax costs, interior dimensions, and exterior finishes. Here’s where the information you gathered in Resolution #1 comes into play. You already know what you want.

Some buyers like to search REALTOR.com® by looking at listings on the basis of location or price; others prefer to have local REALTORS® suggest properties; and many buyers prefer both approaches. Maintain a file with information on each of the homes you like either online, in the REALTOR.com® mobile app, or in a notebook or folder. How do you know if a house is THE one? Probably the best approach is to look at as many homes as possible.

Resolution #6: Understand Your Mortgage Options
Financing is routinely greater than the original purchase price of a home (after including interest and closing costs). Because financing is so important, buyers should have as much information as possible regarding mortgage options and costs.

How much down? Loans with 5 percent down or less are available — in fact, loans from major lenders with no money down have appeared in recent years. If you place less than 20 percent down, lenders will want the mortgage guaranteed by an outside third party such as the Veterans Administration (VA), the Federal Housing Administration (FHA) or a private mortgage insurer (PMI, or private mortgage insurance, is required by lender to protect against any mortgage defaults).

The best rates and terms are only available to those with solid credit. To get the best loans, make a point of paying credit cards, installment payments, rent and mortgage bills in full and on time.To obtain a loan you must complete a written loan application and provide supporting documentation. Specific documents include recent pay stubs, rental checks and tax returns for the past two or three years if you are self-employed. During the pre-qualification procedure, the loan officer will describe the type of paperwork required. Mortgage financing can be obtained from mortgage bankers, mortgage brokers, savings and loan associations, mutual savings banks, commercial banks, credit unions, and insurance companies.

Resolution #7: Make An Offer

Once you have found a home you want to make an offer on you have three choices: accept the listed price and create a contract; reject it and not make an offer; or suggest different terms and make a counter-offer. If you choose this last option, the seller may accept, reject or make a counter-offer. You sometimes hear that the amount of your offer should be x percent below the seller’s asking price or y percent less than you’re really willing to pay. In practice, the offer depends on the basic laws of supply and demand: If many buyers are competing for homes, then sellers will likely get full-price offers and sometimes even more. If demand is weak, then offers below the asking price may be in order. The process of making offers varies around the country. In a typical situation, you will complete an offer that the REALTOR® will present to the owner and the owner’s representative.

A number of inspections are common in residential realty transactions. They include checks for termites, surveys to determine boundaries, appraisals to determine value for lenders, title reviews and structural inspections. During these examinations, an inspector comes to the property to determine if there are material physical defects and whether expensive repairs and replacements are likely to be required in the next few years. This is an opportunity to examine the property’s mechanics and structure, ask questions and learn far more about the property than is possible with an informal walk-through.

Resolution #8: Protect Yourself With Insurance
No one would drive a car without insurance, so it figures that no homeowner should be without insurance. Title insurance is purchased with a one-time fee at closing, title insurance protects owners in the event that title to the property is found to be invalid. Coverage includes “lenders” policies, which protect buyers up to the mortgage value of the property, and “owners” coverage, which protects owners up to the purchase price. In other words, “owners” coverage protects both the mortgage amount and the value of the down payment.

Homeowner’s insurance provides fire, theft and liability coverage. Homeowners’ policies are required by lenders and often cover a surprising number of items, including in some cases such personal property as wedding rings, furniture and home office equipment. In high-risk flood-prone areas, flood insurance may be required. This insurance is issued by the federal government and provides as much as $250,000 in coverage for a single-family home plus $100,000 for contents.

For new homes, home warranties bought from third parties by home builders are generally designed to provide several forms of protection: workmanship for the first year, mechanical problems such as plumbing and wiring for the first two years, and structural defects for up to 10 years. Home warranties for existing homes are typically one-year service agreements purchased by sellers. In the event of a covered defect or breakdown, the warranty firm will step in and make the repair or cover its cost.

Resolution #9: Close On Your New Home
The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In many cases, buyers and sellers don’t need to attend a specific event; signed paperwork can be sent to the closing agent via overnight delivery.

Settlement is a brief process where all of the necessary paperwork needed to complete the transaction is signed. Title to the property is transferred from seller to buyer. The buyer receives the keys and the seller receives payment for the home. From the amount credited to the seller, the closing agent subtracts money to pay off the existing mortgage and other transaction costs. Deeds, loan papers, and other documents are prepared, signed and filed with local property record offices.

Before closing, buyers typically have a final opportunity to walk through the property to assure that its condition has not materially changed since the sale agreement was signed. At closing itself, all papers have been prepared by closing agents, title companies, lenders and lawyers. This paperwork reflects the sale agreement and allows all parties to the transaction to verify their interests. For instance, buyers get the title to the property, lenders have their loans recorded in the public records and state governments collect their transfer taxes.

Resolution #10: Tie Up Loose Ends
You’ve done it. You’ve looked at properties, made an offer, obtained financing and gone to closing. What’s next?

Those papers you received at settlement are extremely valuable, so hold on to them! In the short-term they can help establish tax deductions for the year in which the property was purchased. In the future, such papers will be important for tax purposes when the property is sold, and in some cases, for calculating estate taxes.

Also at closing, determine the status of the utilities required by the home, items such as water, sewage, gas, electric and oil service. You want utility bills to be paid in full by owners as of closing and you also want services transferred to your name for billing. Usually such transfers can be done without turning off utilities. About two weeks after closing, contact your local property records office and confirm that your deed has been officially recorded. Such records are public notices that show your interest in the property.

When you move in, you may want to replace all locks just to be safe. Many owners make a photo or video record of the home and their possessions for insurance purposes and then keep the records in a safety deposit box. Your insurance provider can recommend what to photograph and how to secure it. You want to maintain fire, theft and liability insurance. As the value of your property increases such coverage should also rise.

Enjoy your home. Owning real estate involves contracts, loans, and taxes, but ultimately what’s most important is that home ownership should be a wonderful experience.

Comments: 0

Monday, January 14, 2013
Tags:   Market, 2012, Property, home buyers, Vero Beach Real Estate, Home Sellers, Sales Price

Parkland Banner


Parkland City Commission:
Michael Udine, Mayor; Mark Weissman, Vice Mayor; David Rosenof, Commissioner. City Manager: Caryn Gardner-Young  
 
City News

City Offices will be closed for Martin Luther King Holiday
City of Parkland offices will be closed Monday, January 21, in observance of Martin Luther King Day. Here's how city services are affected:
City Hall: Will be closed
Solid Waste and Recyclables: Will not be affected by the holiday.  Operating under regular schedule.
Library: Will be closed.
Parks: Will be not be affected by the holiday. Operating under regular schedule.

City will have an election in March.
The City of Parkland has two City Commission seats vacant. The District 2 seat was vacant due to the election of Jared Moskowitz to the State Legislature in November and the District 1 seat was vacant in December due to John Willis moving out of the District. The qualifying period for the District 1 and District 2 seat ended noon on Wednesday. The District 1 seat will be filled by Stacy Kagan who ran unopposed. The District 2 seat has two contenders - Nancy Robeson and Christine Hunschofsky. The election for the District 2 seat will be held on March 12th.

City of Parkland To Honor Dr. Martin Luther King, Jr.
Please join the City of Parkland and the Parkland YMCA Family Center in a celebration of Dr. Martin Luther King, Jr. at the Parkland Amphitheater located at 10561 Trails End on January 18, 2013 from 4:00pm until 5:30pm. All Parkland parents, students, teachers and community members are cordially invited to attend. The keynote speaker will be Pastor Cecelia D. Armstrong from Grace Presbyterian Church. Students within the City of Parkland had been invited to participate in an essay/poetry contest. Students were asked to respond to the question, “What was Dr. King’s dream for America? If he were alive today, do you think he would feel that his dream had been realized?” The winners will read their submissions during the event. For additional information please contact Michele Smith, Recreation Specialist at 954-757-4142 or msmith@cityofparkland.org.

Recycling Awareness Month in Parkland
January is Parkland’s Recycling Awareness Month. Let’s start 2013 off the right way and remember to Reduce, Reuse and Recycle and make environmentally conscious decisions. An observable display of our throwaway society is the use of plastic bags which are linked to a range of environmental impacts. The life of a plastic bag at times can be minutes; from store to car and from car to home.

In an effort to increase awareness, on January 19th between 9:00 AM and 11:00 AM the City will have a table set up near Publix at the Parkland Commons shopping plaza and will be collecting brown plastic bags and handing out information on Reducing, Reusing and Recycling.

We are asking residents to participate in this event by bringing their brown plastic bags to be recycled. The first 20 residents to attend will receive a free reusable shopping bag.

Remember to recycle whenever possible and do your part in keeping Parkland green.

Parks and Recreation Events 

Adult Open Lawn Croquet
Wednesday January 16
10:00 – 11:30AM
Pine Trails Park; 10561 Trails End
Join other adults in this fun game. Participants need to wear flat soled shoes. Activity is limited to 15 participants. Register on WebTrac. No fee, Parkland residents only. For more information, contact Michele Smith msmith@cityofparkland.org 954-757-4142.

Movies in the Park – Madagascar 3
Friday, January 18, 2013
7:00pm – 8:30pm

Pine Trails Park Amphitheater; 10561 Trails End
The City of Parkland, North Broward Preparatory School, Paragon TheaterMarrecau & Rodriguez Orthodontics and WCI announces its Movies in the Park program, where a new movie will be shown for your family's viewing pleasure. There is no better place to be than your neighborhood park. Grab a picnic basket and a blanket and enjoy the show! You bring the snacks, we'll bring the stars. Popcorn will be available at the event free of charge. For more information, contact the Main Parks and Recreation phone number at 954-757-4105.

Dueling Piano Show
January 19, 2013
7:00pm – 8:30pm
Pine Trails Park Amphitheater; 10561 Trails End
The City of Parkland is proud to announce Dueling Piano Show on January 19, 2013 from 7:00pm-8:30pm Presented by the Law Offices of McFarlane & Dolan . Bring your lawn chairs and blankets to join your neighbors for this spectacular FREE family event and performance. No tents, pets or alcoholic beverages are allowed within the park. Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

City of Parkland Farmer’s Market
Sunday January 20, 2013
9:00am to 1:00pm
Equestrian Center; 8350 Ranch Road
Join the City of Parkland for our next Farmer’s Market on January 20th from 9:00am to 1:00pm at the Equestrian Center. Activities will include a free bounce house and face painting for the kids, a cash raffle and a free shopping big thanks to our Sponsor Mercantil Commercebank and so much more. Over 100 vendors will be selling everything from fresh produce, plants and delicious gourmet foods. For more information please contact Melissa Soto, Program Specialist, at 954-757-4120 or msoto@cityofparkland.org.

Walkabouts Health Workshop
Thursday, January 24
1:00- 2:00 PM
Parkland City Hall
“Osteoporosis: NOT Just a Woman’s Disease"
Get important information; learn about critical risk factors for men and women; understand your bone density (bring a copy if you have it); and learn exercise options. Guest Speaker - Shari Kalkstein, B.A., PTA, HFS, CSCS, CPT, AHFS. Open to Parkland residents only. Advance registration is required. Class size is limited. Contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

Parkland Walkabouts Walking Program
Friday, January 25
Terramar Park –6575 NW 75th Drive
9:00am

Walk the parks with us! The Parks and Recreation Department will be offering a five-month guided and self-guided walking program. This five-month program will aid participants in walking their way to an overall positive fitness level and quality of life. Program participants will meet twice a month at 9am on Friday mornings at one of the beautiful and unique parks located throughout our town. Participants will also be encouraged to walk on their own on other days and will be rewarded for participation. The program is free of charge and is open to residents of Parkland ages 50 and older. Registration is required; however, you may join at any time. (Next meeting time will be at 6 Acre Wood Park on Friday February 1 at 9:00am). For More information contact Michele Smith 954-757-4142 msmith@cityofparkland.org.

Hayride and Bonfire
February 8, 2013
Registrations – on-going
7:00pm – 9:00pm
Equestrian Center; 8350 Ranch Road

Presented by TD Bank Marrecau & Rodriguez Orthodontics
The City of Parkland is excited to bring back the 4th Annual Hayride and Bonfire. This event is open to Parkland residents only and space is limited and pre-registration is required.  You can register online through Web Trac on the City of Parkland website www.cityofparkland.org or in person at the Parkland Amphitheater. Enjoy the Hayride, Bonfire and more with the family! Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

Snowfest
February 24, 2013
Registration begins January 14th.
10:00am – 1:00pm

Terramar Park; 6575 NW 75th Drive
Presented by Marrecau & Rodriguez Orthodontics
Back by popular demand, the City of Parkland and Marrecau & Rodriguez Orthodontics is proud to present Snowfest! 20 tons of real snow, bounce houses, an ice skating rink and much more! Registration begins on Monday, January 14, 2013. Registration may be done through WebTrac or at the Parkland Amphitheater. Preregistration will end on Friday, February 22, 2013 at 2:00pm. This event is for Parkland residents only. Pre-registration tickets are $7 and pre-registration ends on February 22, 2013. For more information, please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

Teen Advisory Group Meeting
Thursday, January 24
City Hall – 6:30pm – 8:30pm

Join the City of Parkland’s Teen Advisory Group (TAG) presented by Marrecau & Rodriguez Orthodontics. Become a leader in your community! Create the programs and experiences you would like to see offered in Parkland for teens. The Teen Advisory Group is geared for students ages 13- 18 years old. TAG meetings meet one Thursday a month at City Hall. For more information please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

Parkland Library Events

Learn Microsoft Excel
Microsoft Excel on Saturday January 19: 10:00 AM to 1:00 PM

In this course you will edit data in worksheets, perform calculations on the data, and display, format and print your spreadsheets for a professional and easy to read appearance. It is not necessary to pre-register. Students will be seated in the order they arrive at the City Hall Training Room which will open 10 minutes prior to start of class. Space is limited. Visit the Library website for more information.

Tales to Tails
Thursday, January 24th 4:15pm

Come to the Parkland Library and read to Leyna or Daisy, therapy dogs from Progressive Paws. This program is developed to encourage independent reading and increase reading fluency. Each child can read for about 5 minutes. This program is for children 5 to12 years old. Register here or call (954)757-4207.

Chess Club (age 8 and up)
Wednesday, January 23rd 4:15pm
Parkland Library Chess Club is for children, ages 8 and up. Beginners can learn to play and players meet your match! You must be a Parkland Library card holder to join. Children must be 8 years or older. Registration is required for each game date. Parkland Library card required to register. Register here or call (954)757-4207.

Spain Today!
Thursday, January 24th 6:30pm
A presentation on Spain’s rich culture and heritage. The diversity, the landscape, music, food, and its place in the world today will be presented by a member of the Consulate of Spain. Come enrich yourself. Register here or call (954)757-4207.

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Monday, January 07, 2013
Tags:   Market, 2012, Property, home buyers, Vero Beach Real Estate, Home Sellers, Sales Price

Parkland Banner

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Parkland City Commission:
Michael Udine, Mayor; Mark Weissman, Vice Mayor; David Rosenof, Commissioner. City Manager: Caryn Gardner-Young  

City News

City of Parkland Electronic Newsletter Is A Success
The City of Parkland is pleased to announce that its electronic newsletter is a success. The City created a newsletter dedicated to informing its residents about the happenings and events occurring within the City. The newsletter is a way for the City’s residents to keep up to speed with what the City is doing and for the City to express what it is excited about and what the City is looking forward to. Residents can sign up for this service by visiting the City’s web site at www.cityofparkland.org. Once registered, the City will send an e-mail notice to your computer every two months with the newsletter link. For further information, please feel free to contact Jan Johnson at 954 757-4200 or jjohnson@cityofparkland.org.

Channel 78 Home to Parkland TV
The City of Parkland has a Government Access Channel, which can be found on Channel 78 on Comcast Cable. The purpose of the channel is to provide the residents of the Parkland with current and on-time information relative to City functions. Everything from City meetings, to job opportunities, events and special information will be aired. Currently, the channel has pertinent looping information. In the near future, the City plans to begin airing produced programming including short informative pieces that will focus on everything from hurricane preparedness to water conservation.

Channel 78 will also serve as valuable tool during emergency or disaster situations, such as hurricanes. The City will be able to provide its residents with real-time information from its Emergency Operation Center.

City officials are excited about the potential and expect to utilize Channel 78 to its fullest to provide City residents with an invaluable service. All Parkland residents who have Comcast Cable should be able to tune into Channel 78. Unfortunately, this service is not available for residents with satellite television or those residents who do not receive Comcast Cable. For more information, please contact the City at 954-753-5040.

Recycling Awareness Month in Parkland
January is Parkland’s Recycling Awareness Month. Let’s start 2013 off the right way and remember to Reduce, Reuse and Recycle and make environmentally conscious decisions. An observable display of our throwaway society is the use of plastic bags which are linked to a range of environmental impacts. The life of a plastic bag at times can be minutes; from store to car and from car to home.

In an effort to increase awareness, on January 19th between 9:00 AM and 11:00 AM the City will have a table set up near Publix at the Parkland Commons shopping plaza and will be collecting brown plastic bags and handing out information on Reducing, Reusing and Recycling.

We are asking residents to participate in this event by bringing their brown plastic bags to be recycled. The first 20 residents to attend will receive a free reusable shopping bag.

Remember to recycle whenever possible and do your part in keeping Parkland green.

City of Parkland To Honor Dr. Martin Luther King, Jr.
Please join the City of Parkland and the Parkland YMCA Family Center in a celebration of Dr. Martin Luther King, Jr. at the Parkland Amphitheater located at 10561 Trails End on January 18, 2013 from 4:00pm until 5:30pm. All Parkland parents, students, teachers and community members are cordially invited to attend. The keynote speaker will be Pastor Cecelia D. Armstrong from Grace Presbyterian Church. Students within the City of Parkland had been invited to participate in an essay/poetry contest. Students were asked to respond to the question, “What was Dr. King’s dream for America? If he were alive today, do you think he would feel that his dream had been realized?” The winners will read their submissions during the event. For additional information please contact Michele Smith, Recreation Specialist at 954-757-4142 or msmith@cityofparkland.org.

Parkland Library Events

Winter Storytime Registration Begins
Tuesday, January 8th

Online registration will enable you to register your child for storytime on a first come, first serve basis through our website. Register at www.cityofparkland.org/library. Your Parkland Library card is required in order to register. Registration is limited to one class per child. Registration will begin on January 8th at 8:30am. Within a few days you will receive an email informing you that your child is in the class or on a wait list. For further assistance, call Michele or Wendy at (954)-757-4207.

Zumba Gold
Wednesday, January 9th 6:30pm
Try the lower impact, easy-to-follow, Latin-inspired dance fitness-party that keeps you in the groove of life. Register here or call 954 757-4200.

Tales to Tails
Thursday, January 10th 4:15pm
Come to the Parkland Library and read to Leyna or Daisy, therapy dogs from Progressive Paws. This program is developed to encourage independent reading and increase reading fluency. Each child can read for about 5 minutes. This program is for children 5 to12 years old. Register here or call (954)757-4207.

Coffee Bar and Used Book Fair
Saturday, January 12th 10:00am – 1:00pm

The book fair will be held in the Library Lobby. Sponsored by the Parkland Friends of the Library

Instrument Petting Zoo
Saturday, January 12th at 11:00am
Please join us at The Parkland Library for a fun filled workshop Instrument Petting Zoo with violins! Sponsored by the Parkland Library and United By Music, Inc. Students from 5 to 14 years of age Welcome! Register here or call (954)757-4200

Reader’s Ring Book Club
Tuesday, February 19th 6:30pm
Join Miss Michele for a book chat. The book we are reading is Guinea Dog by Patrick Jennings. Read the book before the book club meets. We will talk about the book, eat a snack and make a craft. Reserve your copy at the library today! Register here or call 954 757-4200

Learn Word, Excel or PowerPoint
The Parkland Library is offering Microsoft Office instruction during the month of January. Classes are held in the City Hall Training Room.
Microsoft Word on Saturday January 12: 10:00 AM to 1:00 PM
Microsoft Excel on Saturday January 19: 10:00 AM to 1:00 PM
Microsoft PowerPoint on Saturday January 26: 10:00 AM to 12:00 PM
It is not necessary to pre-register. Students will be seated in the order they arrive at the City Hall Training Room which will open 10 minutes prior to start of class. Space is limited.
Visit the Library website for more information.

Parks and Recreation Events

Get Fit Parkland
Celebrate Parkland’s 50th Anniversary as the Y joins forces with the City of Parkland to challenge residents to get fit for the next 50 years of their lives. 
Health seeker program January 7 – January 13th
For more information on the Get Fit Parkland program click here

Adult Lawn Bocce
Tuesday January 8
10:00-11:30pm
Pine Trails Park ; 10561 Trails End
This class is held the first Tuesday of each month from January through May. This class is open to adults 21 years of age and older. This class is free of charge and is open to Parkland Residents only. Game time is 10:00AM-11:30AM. Experience is not required. Advance registration is required. Class size is limited. Contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

Healthy Lifestyle Class: Not Older – Better: Healthy Aging
Wednesday, January 9
1:00-2:00pm
City Hall Activity Room; 6600 University Drive
This program will be held one Wednesday of each month from 1:00 to 2:00 PM. These free classes are conducted by Tunies Natural Grocery & Vitamin Supercenter. Examine the solutions for boosting your brain’s power. Explore the options from the medical community and learn alternative natural solutions. Advanced Registration Required. This class will be held at the Parkland City Hall, 6600 University Drive, Parkland. Contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

AARP Driver Safety Program
Saturday January 12, 2013
9:00am-3:00pm
City Hall Activity Room; 6600 University Drive
The AARP Driver Safety Course is a 6 hour course. The course will be offered quarterly for a minimum of 15 participants and a maximum of 25 participants. The participants of the course are generally 50 and older, but anyone is permitted to register for the course. All participants of the course receive a certificate, but only those 55 and older may submit the certificate to their insurance company to receive discount benefits. Discount percentage depends on the insurance company. The cost to attend the class is $12.00 for members and $14.00 for non-members. Checks are written out to AARP. Membership number is required on the check to receive membership rate. Advance Registration is required. This class will be held at the Parkland City Hall, 6600 University Drive, Parkland. Contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

Adult Lawn Horseshoes
Monday January14
10:00-11:30pm
Pine Trails Park ; 10561 Trails End
This class is held the second Monday of each month from January through May. This class is open to adults 21 years of age and older. This class is free of charge and is open to Parkland Residents only. Game time is 10:00AM-11:30AM. Experience is not required. Advance registration is required. Class size is limited. Contact Michele Smith at 954-757-4142 or email msmith@cityofparkland.org.

Adult Open Lawn Croquet
Wednesday January 16
10:00 – 11:30AM
Join other adults in this fun games. Participants need to wear flat shoes. Activity limited to 15 participants. Register on WebTrac. No fee, Parkland residents only. For more information contact Michele Smith msmith@cityofparkland.org 954-757-4142

Dr. Martin Luther King Jr. - Essay/Poetry Contest
The City of Parkland would like to invite middle-school students within the City of Parkland to participate in an essay/poetry contest. Students will be responding to the question, “What was Dr. Martin Luther King, Jr.’s dream for America? If he were alive today, do you think he would feel that his dream has been realized?” Winners will be asked to read their entry at the January 18th celebration event which will be held at the Parkland Amphitheater. All entries must be submitted to the City of Parkland Parks and Recreation office no later than 4pm on Friday January 11th. Entries can be dropped off in person or mailed to the Parks and Recreation Department at 10561 Trails End Parkland, FL 33076. If you have any questions, please contact Michele Smith, Recreation Program Specialist at 954 757-4142 or email at msmith@cityofparkland.org.

Movies in the Park – Madagascar 3
Friday, January 18, 2013
7:00pm – 8:30pm
Pine Trails Park Ampitheater ; 10561 Trails End
The City of Parkland, North Broward Preparatory School, Paragon TheaterMarrecau & Rodriguez Orthodontics and WCI announces its Movies in the Park program, where a new movie will be shown for your family's viewing pleasure. There is no better place to be than your neighborhood park. Grab a picnic basket and a blanket and enjoy the show! You bring the snacks, we'll bring the stars. Popcorn will be available at the event free of charge. For more information, contact the Main Parks and Recreation phone number at 954-757-4105.

Dueling Piano Show
January 19, 2013
7:00pm – 9:30pm
Pine Trails Park Amphitheater ; 10561 Trails End
The City of Parkland is proud to announce Dueling Piano Show on January 19, 2013 from 7:00pm-8:30pm Presented by the Law Offices of McFarlane & Dolan . Bring your lawn chairs and blankets to join your neighbors for this spectacular FREE family event and performance. No tents, pets or alcoholic beverages are allowed within the park. Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

City of Parkland Farmer’s Market
Sunday January 20, 2013
9:00am to 1:00pm
Equestrian Center ; 8350 Ranch Road

Join the City of Parkland for our next Farmer’s Market from 9:00am to 1:00pm at the Equestrian Center. Activities will include a free bounce house and face painting for the kids, a cash raffle and a free shopping bag thanks to our Sponsor Mercantil Commercebank and so much more. Over 100 vendors will be selling everything from fresh produce, plants and delicious gourmet foods. For more information please contact Melissa Soto, Program Specialist, at 954-757-4120 or msoto@cityofparkland.org.

Hayride and Bonfire
February 8, 2013
Registration begins January 7th.
7:00pm – 9:00pm
Equestrian Center ; 8350 Ranch Road

Presented by TD BankMarrecau & Rodriguez Orthodontics
The City of Parkland is excited to bring back the 4th Annual Hayride and Bonfire. This event is open to Parkland residents only and space is limited and pre-registration is required. Registration starts on Monday, January 7, 2013. You can register online through Web Trac on the City of Parkland website www.cityofparkland.org or in person at the Parkland Amphitheater. Enjoy the Hayride, Bonfire and more with the family! Please contact Caitlin Crossin, Program Specialist for more information at 954-757-4113 or ccrossin@cityofparkland.org.

Snowfest
February 24, 2013
Registration begins January 14th.
10:00am – 1:00pm
Terramar Park; 6575 NW 75th Drive
Presented by Marrecau & Rodriguez Orthodontics
Back by popular demand, the City of Parkland and Marrecau & Rodriguez Orthodontics is proud to present Snowfest! 20 tons of real snow, bounce houses, an ice skating rink and much more! Registration begins on Monday, January 14, 2013. Registration may be done through WebTrac or at the Parkland Amphitheater. This event is for Parkland residents only. Pre-registration tickets are $7 and pre-registration ends on February 22, 2013. For more information, please contact Caitlin Crossin, Program Specialist, at 954-757-4113 or ccrossin@cityofparkland.org.

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